In a recent article Manulife Financial reviewed their claims between 2007 and 2010 and determined that for every 1000 claims, they paid out on 998 of them. That is, only 2 claims in 1,000 are not paid. Looking at the claims that were not paid, one quarter was from suicide within the first two years. Of the remaining, they were … Continue reading Why Insurance Claims are Denied & Steps to Avoid It