More Canadians choose to work with IDC Insurance

IDC Insurance is an online-based life insurance agency. Our advisors can broker all life, health, travel and group insurance products and more from all top Canadian insurance companies. We can always get you the best possible premiums based on your health and lifestyle qualifications. We will find highly tailored solutions that offer the most appropriate coverage at the most competitive rates.

Our Team of Advisors

Ask yourself these questions

If some or any of the following reasons apply to you, we can certainly find solutions that will save you even more money.

  • Do you have your mortgage insured with a bank?
  • Has it been more than three years since you last reviewed your coverage?

  • Do you have any life insurance policy, which is not a 10-year renewable term?

  • Are you over 40 and have association life insurance, i.e., BCAA or group policy at work?

  • Does the term “preferred life insurance rates” mean absolutely nothing to you?

  • Do you currently spend $50/month or more on all your life and/or mortgage insurance products?
  • Are you concerned that you may have either insufficient or too much life insurance coverage to meet your financial obligations and provide for your family?

Work with advisors at IDC Insurance

  • Great selection of policies to choose from as we partner with Canada’s top insurance companies
  • Highly experienced and knowledgeable staff who can help you get the best coverage you need

  • 100% satisfied clients throughout Canada

  • In business since 2003 with a “A+” BBB (Better Business Bureau) rating

  • Over 15,000 policies placed with over 30 different insurance companies

  • First company or website in Canada to offer online life insurance quotes

  • Independent brokerage company offering unbiased advice with no fees charged to you
  • Several million Canadians have used our online quote service, referenced our product information and read our articles in the process of buying life insurance

Many of our prospective clients will find they can obtain more coverage for lower premiums. Our services are free, and we do not charge any fees to provide quotes, product information, consultation, recommendation, underwriting or ongoing servicing of your policy. Our time is compensated directly by the insurance company you choose to work with. We operate as a team, so it’s great to know that our support staff is available whenever you need us, and our expert advisors are always available to assist you as well.

Our partners are top Canadian insurance companies

We are honoured to be working with all the companies in Canada who will accept applications in the new efficient way – the Internet. We operate exclusively non-face-to-face over the phone and electronically through the Internet. The good news is that these companies are the price and process leaders and offer outstanding product variety, value and customer service.

In the early 2000s, the company’s founder met with many of these companies to convince them that this was the way of the future and that we completely complied with regulations. A few took months before they would accept this new innovative approach, while others held out years until we had proven our process, and only then would they allow us to sell their products in this manner. Below is a growing list of companies that we represent and those with whom we do not work.

  • Assumption Life
  • Blue Cross Plans
    • Pacific Blue Cross
    • Alberta Blue Cross
    • Saskatchewan Blue Cross
    • Manitoba Blue Cross
    • Ontario Blue Cross
    • Medavie Blue Cross
  • BMO Insurance
  • Canada Life
  • Canada Protection Plan
  • The Co-operators
  • Desjardins Financial
  • Empire Life
  • Victor Insurance
  • Equitable Life
  • Foresters Life
  • Green Shield Canada
  • Great-West Life
  • Group Medical Services
  • Hunter McCorquodale
  • IA Excellence
  • Industrial Alliance
  • Manulife Insurance
  • RBC Insurance
  • Specialty Life
  • SSQ Insurance
  • Sun Life Canada
  • TIC Insurance
  • Travelliance
  • Travel Cuts
  • Travel Guard
  • Travel Underwriters
  • ivari (Transamerica)
  • UV Insurance
  • Wawanesa Life

Allianz Insurance, Allstate Canada, AIG, BCAA, CAA, CIBC Insurance, Canadian Tire, Costco, CUMIS Group, Faith Life, Gerber Life, Giraffe & Friends Life, Hartford Life, Investors Group, Knights of Columbus, La Capitale, London Life, National Bank Life, New York Life, Primerica, Reliable Life, Scotia Life, Sears Financial, State Farm Insurance, World Financial Group (WFG), PC Insurance, Standard Life, TD Insurance, Union Life, Zurich Insurance.

Companies we do not work with often have agents who only sell their own products, which effectively prohibits consumers from shopping for the best rates or coverage.

There are also other providers in the marketplace operating as insurance resellers. These providers sell insurance products by adding a marketing charge on top of the actual companies’ products, thus making the premiums more expensive than buying directly. These insurance resellers are automobile or professional associations, grocers, retailers, department stores, hardware stores, mortgage lenders and the banks’ mortgage insurance.

In Canada, a not-for-profit organization called Assuris protects insurance policyholders if their life insurance company defaults. Equally important, the Canadian government also regulates life insurance companies requiring them to maintain conservative capital ratios. This conservative capital requirement does not exist with insurance conglomerates in the United States or elsewhere.

© 2003-2024, an Internet brand and property of I.D.C. Insurance Direct Canada Inc. All rights reserved. Last updated March 2022.

All product names, trademarks, and trade names are the property of their respective owners. The Insurance Council (BC, AB, SK, MB), Financial Services Commission (ON), Chambre de la Sécurité Financière (QC), The Superintendent of Insurance (NB, NL, PE, NS) are the provincial and federal authorities that regulate, supervise and enforce standards for life insurance professionals. IDC member websites include: Life Insurance Newspaper, Employee Benefits Newspaper

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