Life insurance medical exams involve a health questionnaire, physical metrics, and lab samples. Learn how insurers use exams to...
Archive for category: Life Insurance Underwriting
A Family’s Life Insurance Claim Is Denied What a sad situation for the children. A family man in his...
8 Reasons Your Life Insurance Claim Will Get Denied
Zahid Khandwani, , Advisor Voice, Life Insurance UnderwritingLife Insurance provides peace of mind. In the unfortunate event of your death, your family will be taken care...
How a Non-Smoker Got Rated as Smoker for Insurance
Torrie Fonda, , Advisor Voice, Life Insurance UnderwritingDave just got offered a smoker’s rate for his life insurance policy for the second time in four months...
How to Avoid Your Application Rated or Declined
Ron Bryson, , Advisor Voice, Life Insurance UnderwritingIt is common for us to meet prospective clients who were previously rated or declined on an earlier insurance...
When you visit your doctor, do they ask open-ended general questions about how you are doing? “How’s life?” they...
The Implications of E-cigarettes on Life Insurance
Dave Dhiman, , Advisor Voice, Life Insurance UnderwritingE-cigarettes use a liquid-filled cartridge that is vaporized into a mist or vapour that is breathed into the lungs....
How Marijuana Use Affect Your Chances of Getting Insurance?
Aaron Mak, , Advisor Voice, Life Insurance UnderwritingThe numbers are in, and it appears that Canadians like to smoke marijuana. Surveys suggest that between 9% and...